Resting heart rate and training zones, explained
7 min read · Updated 2026-10-11 · FitCalc
Heart rate is one of the few live signals your body gives you during exercise, which makes it useful for pacing. Two numbers underpin everything: your resting heart rate, which reflects your baseline fitness, and your maximum heart rate, which anchors the zones you train in.
Resting heart rate
Resting heart rate is your pulse when fully at ease, ideally measured on waking before you get up. Typical adult resting rates fall somewhere in the region of 60 to 100 beats per minute, and it tends to be lower in people with good cardiovascular fitness.
Tracking it over time is more useful than any single reading. A resting rate that is consistently higher than your own normal can reflect stress, illness, poor sleep or overtraining, and is worth paying attention to.
Estimating maximum heart rate
Maximum heart rate is often estimated as 220 minus your age. It is simple and widely used, but the standard deviation around it is large — for a given age, individual maximums can differ by ten or more beats per minute either way, so the estimate should be treated as a rough anchor.
A more individual approach is to measure it during a hard effort under appropriate supervision, or to use a field test if you are healthy and experienced. For most general training purposes, the age-based estimate is adequate as a starting point.
The standard training zones
Training zones are usually defined as percentages of maximum heart rate. They describe the intensity at which you are working and the adaptations that training at that intensity tends to produce.
Zone 1 and 2 are the easy, conversational intensities that build aerobic base and are sustainable for long periods. Zone 3 is moderate. Zone 4 approaches hard, sustainable for shorter efforts. Zone 5 is maximal, sustainable only briefly.
- Zone 1 — very light, 50-60% of max — warm-up and recovery
- Zone 2 — light, 60-70% — aerobic base, conversational pace
- Zone 3 — moderate, 70-80% — tempo work, sustained effort
- Zone 4 — hard, 80-90% — threshold intervals
- Zone 5 — maximal, 90-100% — very short, intense efforts
Using the zones well
The most common mistake in training is spending nearly all of it in the moderate middle — too hard to be truly restorative, too easy to drive real improvement. A widely used approach is to keep most training easy, in zones 1-2, and concentrate the hard work into a smaller number of higher-intensity sessions.
Heart rate also lags effort, and it is affected by heat, caffeine, stress, hydration and fatigue. Use it as a guide alongside how you feel rather than as an absolute rule, and be prepared for the same effort to produce a higher rate on a hot or tired day.
The heart-rate reserve method
An alternative to percentage-of-maximum is the Karvonen method, which uses heart-rate reserve — the gap between your resting and maximum rates. It produces zones that are more individualised, because it accounts for your resting rate as well as your maximum.
The two methods give similar but not identical zones. Either is a reasonable framework; consistency matters more than which one you choose.
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Common questions
Is 220 minus age accurate?
It is a population average with wide individual variation. It is fine for general guidance but less reliable for precise training prescriptions, particularly for older or highly trained people.
How much training should be easy?
Many endurance programmes keep around 80% of training in the easy zones and 20% hard. The exact split varies, but the principle of polarising intensity is widely used.
FitCalc provides general information only and is not medical advice, diagnosis or treatment. Figures are illustrative and depend on your own circumstances. Always consult a qualified health professional about your situation. See our full disclaimer.